All homes

$407,000

Reduced $93,000 — was $500,000

2940 Cedar Avenue

Lummi Island, WA 98262

Active

Beds

2

Baths

2

Sq Ft

1,025

Lot

0.42 ac

Year built

2008

Type

Residential

Days listed

637

MLS #

2316875

About this home

Island living has never been more inviting! Just a scenic 5-minute ferry ride across Hales Passage from Bellingham, this charming Lummi Island retreat offers the perfect blend of peaceful getaway, full-time living, or investment opportunity. This well-built 2-bedroom, 1.25-bath home features 1,025 sq. ft. of comfortable living space with a bright and welcoming main floor designed for easy entertaining and relaxed island living. An unfinished basement with private exterior access provides abundant storage and exciting potential for expansion, workshop space, or future customization. The flexible converted garage is currently used as a recording studio but could easily transform into a spacious primary suite, media room, art studio, guest space, or be converted back to traditional garage use. Situated on a generous 18,000 sq. ft. double lot, the low-maintenance property gives you more time to enjoy the beauty and recreation of island life. Located in the highly desirable Scenic Estates community, owners enjoy access to exceptional amenities including a private boat launch, seasonal marina, clubhouse, swim lake, cabana, and BBQ area — perfect for summer gatherings and waterfront fun. This is a definite "Must See". Please note that the ferry is in dry dock for it's annual maintenance. 9/12/2026 - 10/4/2026. Access to island is via a walk on ferry during that time.

Interior features

Fireplace

Exterior features

Wood Products

Appliances

DishwasherDryerMicrowaveRefrigeratorStove(s)/Range(s)Washer

Schools

Elementary

Beach Elem

Middle

Vista Mid

High

Ferndale High

Property details

Heating
Radiant, Stove/Free Standing
Cooling
None
Flooring
Laminate, Vinyl
Parking
Attached Garage
Lot
Paved
Water source
Community
Sewer
Septic Tank
Levels
One
Fireplaces
1

Costs

Price / sq ft
$397
Annual taxes
$4,938 (2025)
HOA dues
$175 / monthly

Estimate your monthly payment

$2,645/mo

Principal & interest
$2,058
Property taxes
$412
HOA dues
$175
Loan amount $325,600

Estimate only — excludes homeowner's insurance and PMI. Rates shown are not a quote. Talk to us to connect with a lender.

Location

Lummi Island, WA 98262

Approximate location. Contact us to confirm the exact address.

Listing courtesy of Windermere RE Whatcom, Inc.— Ken Swanson.Listing data courtesy of the Northwest Multiple Listing Service (NWMLS). Information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change, or withdrawal.

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