All homes

$580,000

Reduced $59,000 — was $639,000

4123 Stuart Circle

Ferndale, WA 98248

Active
Bay viewTerritorial view

Beds

4

Baths

3

Sq Ft

2,020

Lot

0.18 ac

Year built

2021

Type

Residential

Days listed

138

MLS #

2515888

About this home

Coastal charm meets everyday comfort in this beautifully maintained 4-bedroom home located in the desirable Sandy Point community. Just a short stroll from the marina and waterfront, this thoughtfully designed home offers convenient main-level living with a spacious primary suite, dedicated office, and laundry room all on the first floor. The open-concept floor plan is ideal for both relaxing and entertaining, featuring a well-appointed kitchen with quartz countertops, soft-close cabinetry, and a large island that flows seamlessly into the living and dining areas. Upstairs, a generous bonus room with its own closet provides flexible space for guests, a media room, playroom, or hobby area. Outside, enjoy a covered patio and fully fenced backyard with plenty of room to garden, play, or create your own private retreat. Experience the best of Sandy Point living with easy access to the beach, marina, golf course, and all the recreational opportunities this vibrant coastal community has to offer.

Exterior features

Cement PlankedWood Products

Appliances

DishwasherMicrowaveRefrigeratorStove(s)/Range(s)

Property details

Heating
Ductless, High Efficiency (Unspecified)
Cooling
Ductless, High Efficiency (Unspecified)
Flooring
Vinyl Plank
Parking
Driveway, Attached Garage
View
Bay, Territorial
Lot
Paved
Water source
Community
Sewer
Sewer Connected
Levels
Two

Costs

Price / sq ft
$287
Annual taxes
$4,221 (2025)
HOA dues
$40 / monthly

Estimate your monthly payment

$3,325/mo

Principal & interest
$2,933
Property taxes
$352
HOA dues
$40
Loan amount $464,000

Estimate only — excludes homeowner's insurance and PMI. Rates shown are not a quote. Talk to us to connect with a lender.

Location

Ferndale, WA 98248

Approximate location. Contact us to confirm the exact address.

Listing courtesy of HomeSmart One Realty— Darren Johnson.Listing data courtesy of the Northwest Multiple Listing Service (NWMLS). Information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change, or withdrawal.

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