All homes
Open house Fri, Oct 2
View 3D tour

$999,000

Reduced $196,000 — was $1,195,000

343 Olympic Bay Lane

Oak Harbor, WA 98277

Active
Bay viewMountains viewPartial viewSound viewTerritorial view

Beds

3

Baths

3

Sq Ft

2,233

Lot

5.03 ac

Year built

2014

Type

Residential

Days listed

100

MLS #

2544255

About this home

Perched above Skagit Bay with sweeping views, brilliant sunrises, and golden evening light, this 5-acre North Whidbey property offers the rare combination of privacy, versatility, and convenience. Built in 2014 to embrace its hilltop setting, the home features warm wood floors, in-floor radiant heat, generous pantry space, and a peaceful primary suite with a private deck. An oversized 2-car garage and 1-bed, 1-bath ADU below create flexible options for guests, extended living, creative space, or rental potential. Outside, the land is half wooded and half park-like, with fenced garden areas, established fruit including apples, cherries, peach, pear, fig, and raspberries, plus room to grow, garden, or keep animals. RV hookups with septic access and power add even more flexibility. The impressive 1,872 sq ft shop provides exceptional workspace and storage, while its solar panels can power the home completely during summer months for the current owners. Enjoy peaceful cul-de-sac living just about 10 minutes from Oak Harbor and Deception Pass State Park, with easy access north to Anacortes and mainland conveniences, including the big-box shopping of Burlington. A special blend of views, usable land, privacy, and everyday practicality.

Interior features

Bath Off PrimaryCeiling Fan(s)Dbl Pane/Storm WindowDining RoomFireplaceHigh Tech CablingLoftVaulted Ceiling(s)Walk-In Closet(s)Water Heater

Exterior features

Cement PlankedStone

Appliances

DishwasherDryerMicrowaveRefrigeratorStove(s)/Range(s)Washer

Schools

Elementary

Buyer To Verify

Middle

Buyer To Verify

High

Buyer To Verify

Property details

Heating
Radiant
Cooling
None
Flooring
Ceramic Tile, Hardwood, Stone
Parking
Attached Garage, Detached Garage, RV Parking
View
Bay, Mountains, Partial, Sound, Territorial
Lot
Cul-De-Sac, Dead End Street, Dirt Road, Open Space, Paved, Secluded
Water source
Individual Well
Sewer
Septic Tank
Style
Contemporary
Levels
Two
Fireplaces
1

Costs

Price / sq ft
$447
Annual taxes
$7,332 (2026)
HOA dues
$850 / annually

Estimate your monthly payment

$5,733/mo

Principal & interest
$5,051
Property taxes
$611
HOA dues
$71
Loan amount $799,200

Estimate only — excludes homeowner's insurance and PMI. Rates shown are not a quote. Talk to us to connect with a lender.

Location

Oak Harbor, WA 98277

Approximate location. Contact us to confirm the exact address.

Listing courtesy of Windermere Whidbey Island— Kristen Stavros.Listing data courtesy of the Northwest Multiple Listing Service (NWMLS). Information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change, or withdrawal.

Interested in this home?

Request a private tour or ask a question — a local agent will respond personally.

No spam. We'll only reach out about your search.