About this home

No-Bank Utsalady Waterfront | Owned Tidelands | West Sunsets | No Ferry, No HOA-No-bank waterfront on Utsalady Bay with 70+ feet of shoreline and owned tidelands. This is true walk-out beach living—not a mid-bank house with stairs. West-facing for nightly sunsets over Saratoga Passage. Step from the yard, and from the primary suite’s French doors, onto the sand to crab, clam, kayak, or simply sit by the water. Camano Island, no ferry required. Private gated dead-end street with no HOA. Minutes to Stanwood. The shoreline is protected by a new engineered concrete bulkhead (over $125,000 invested; 30+ year design). Recent upgrades also include new Sierra Pacific windows and doors throughout, new composite decking, and a gas generator with warranty through 2028. The home offers 2 bedrooms plus den, 2 baths, a fireplace, and a finished daylight basement on a 15,682 SF lot with a custom paved drive and ample parking. Primary suite opens directly toward the beach. Lower level includes den/office, rec, and bonus space for guests, hobbies, or flexible living.Rare combination on Camano: no-bank access, owned tidelands, west sunsets, larger lot, gated privacy, and no HOA. Owner-will-carry terms available.

Interior features

Exterior features

Appliances

Schools

Property details

Heating

Baseboard, Forced Air, Wall Furnace

Cooling

None

Flooring

Concrete, Engineered Hardwood, Laminate

Parking

Attached Garage

View

Islands, Mountains, Sound

Lot

Dead End Street, Paved

Water source

Community

Sewer

Septic Tank

Style

Traditional

Levels

One

Fireplaces

1

Costs

Price / sq ft

$787

Annual taxes

$10,263 (2026)

Location

Camano Island, WA 98282