About this home

Set in a private yet centrally located pocket of town—custom, nearly-new construction at 1,738 square feet. The living room pairs LVP floors & oversized picture windows with a seamless transition to the dining space—a layout that works for quiet weeknight dinners as easily as it does for hosting a crowd. The open kitchen has polished quartz counters, custom cabinetry, entertaining island/breakfast bar, & walk-in-pantry. An efficient heat-pump (offering year-round comfort), low-maintenance fenced yard/sunny patio, plus nominal monthly dues to cover landscaping, community park/play area & more--providing the lifestyle perks without the weekend work! Minutes from schools, stores & base, yet still your own quiet escape. More? The seller is offering a $5,000 incentive/credit toward closing costs or a rate buy-down—a lower payment from day one. The hard part is already done—come see the rest...!

Interior features

Bath Off PrimaryDbl Pane/Storm WindowHigh Tech CablingPantryVaulted Ceiling(s)Walk-In Closet(s)Water Heater

Exterior features

Cement PlankedStone

Appliances

DishwasherMicrowaveRefrigeratorStove(s)/Range(s)

Schools

Elementary

Buyer To Verify

Middle

Buyer To Verify

High

Buyer To Verify

Property details

Heating: Forced Air, Heat Pump
Cooling: Heat Pump
Flooring: Ceramic Tile, Vinyl Plank, Carpet
Parking: Driveway, Attached Garage
Lot: Cul-De-Sac, Curbs, Dead End Street, Paved, Sidewalk
Water source: Public
Sewer: Sewer Connected
Style: Contemporary
Levels: Multi/Split

Costs

Price / sq ft: $287
Annual taxes: $4,236 (2026)
HOA dues: $185 / monthly

Estimate your monthly payment

$3,061/mo

Principal & interest: $2,523
Property taxes: $353
HOA dues: $185

Down payment (20%) $99,800 Interest rate (%) Loan term (years)

Loan amount $399,200

Estimate only — excludes homeowner's insurance and PMI. Rates shown are not a quote. Talk to us to connect with a lender.

Location

Oak Harbor, WA 98277

Approximate location. Contact us to confirm the exact address.

Listing courtesy of Windermere Whidbey Island— Annie Cash.Listing data courtesy of the Northwest Multiple Listing Service (NWMLS). Information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change, or withdrawal.

Interested in this home?

Request a private tour or ask a question — a local agent will respond personally.