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Open house Sat, Sep 19

$689,000

5643 Old Settler Drive

Ferndale, WA 98248

Active
Territorial view

Beds

5

Baths

3

Sq Ft

2,539

Lot

0.18 ac

Year built

2005

Type

Residential

Days listed

1

MLS #

2582699

About this home

Original owner, now on the market. This beautifully maintained 5-bedroom, 2.5-bath home offers approximately 2,539 square feet in Ferndale's sought-after Pioneer Meadows neighborhood. From the moment you step inside, an elegant staircase, vaulted ceilings, and rich wood floors set a warm and inviting tone that carries throughout the main level. The floor plan is designed for how people actually live: two distinct living areas give room to spread out, while a ground-level bedroom or office adds flexibility for guests or remote work. At the heart of the home, a spacious kitchen is built around a large island — a natural gathering point for both everyday meals and entertaining. Upstairs, the primary suite offers a private, comfortable retreat away from the main living spaces, with the remaining bedrooms offering flexibility for guests or additional workspace. Outdoor living is just as thoughtfully addressed. A new deck and pergola gathering area create defined space for relaxing or hosting, while the fully fenced, generously sized backyard offers room to garden, play, or simply enjoy some privacy. An attached two-car garage adds everyday convenience, and residents also enjoy access to the private neighborhood park. Ideally located east of I-5, the home is just minutes from historic downtown Ferndale and the shops, dining, and waterfront of Bellingham — offering the best of small-town charm with easy access to city amenities.

Interior features

Bath Off PrimaryCeiling Fan(s)Dining RoomFireplacePantryVaulted Ceiling(s)Walk-In Closet(s)

Exterior features

Cement Planked

Appliances

DishwasherRefrigeratorStove(s)/Range(s)

Schools

Elementary

Buyer To Verify

Middle

Buyer To Verify

High

Buyer To Verify

Property details

Heating
Forced Air
Cooling
None
Flooring
Ceramic Tile, Hardwood, Carpet
Parking
Driveway, Attached Garage
View
Territorial
Lot
Corner Lot, Dead End Street, Paved, Sidewalk
Water source
Public
Sewer
Sewer Connected
Levels
Two
Fireplaces
2

Costs

Price / sq ft
$271
Annual taxes
$4,972 (2025)
HOA dues
$275 / annually

Estimate your monthly payment

$3,921/mo

Principal & interest
$3,484
Property taxes
$414
HOA dues
$23
Loan amount $551,200

Estimate only — excludes homeowner's insurance and PMI. Rates shown are not a quote. Talk to us to connect with a lender.

Location

Ferndale, WA 98248

Approximate location. Contact us to confirm the exact address.

Listing courtesy of Realogics Sotheby's Int'l Rlty— Christopher Erdmann.Listing data courtesy of the Northwest Multiple Listing Service (NWMLS). Information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change, or withdrawal.

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