All homes

$1,250,000

4162 Saltspring Drive

Ferndale, WA 98248

Active
Low BankSaltwaterBay viewMountains viewTerritorial view

Beds

3

Baths

3

Sq Ft

2,000

Lot

0.23 ac

Year built

1989

Type

Residential

Days listed

1

MLS #

2586734

About this home

Most homes make you choose between waterfront and mountain views. Here, you get both! Welcome to 4162 Saltspring Drive, where sweeping views across Lummi Bay to Mt. Baker provide the backdrop to a home thoughtfully updated inside and out. Soaring ceilings and walls of windows fill the main living space with natural light while keeping the view front and center. The updated kitchen flows seamlessly into the living and dining spaces, while just outside, the new covered deck might become your favorite “room” in the house. Step into the backyard, complete with low-maintenance turf and a firepit, grab the paddleboard or kayak, and within seconds you’re on the water. Extensive improvements include new siding, flooring, whole-house generator, heat pump, updated kitchen and bathrooms, front awning, sump pump, metal roof and more. All of this in the Sandy Point community, with golf, marina and other community amenities nearby. The work has been done. The waterfront lifestyle is waiting. All that’s missing is you!

Interior features

Bath Off PrimaryCeiling Fan(s)Dining RoomFireplaceWater HeaterWired for Generator

Exterior features

Cement Planked

Appliances

DishwasherDryerMicrowaveRefrigeratorStove(s)/Range(s)Washer

Schools

Elementary

Buyer To Verify

Middle

Buyer To Verify

High

Ferndale High

Property details

Heating
90%+ High Efficiency, Heat Pump
Cooling
Heat Pump
Flooring
Laminate, Carpet
Parking
Driveway, Attached Garage
View
Bay, Mountains, Territorial
Lot
Dead End Street, Paved, Secluded
Water source
Community
Sewer
Sewer Connected
Style
Contemporary
Levels
Two
Fireplaces
1

Costs

Price / sq ft
$625
Annual taxes
$7,439 (2026)
HOA dues
$40 / monthly

Estimate your monthly payment

$6,981/mo

Principal & interest
$6,321
Property taxes
$620
HOA dues
$40
Loan amount $1,000,000

Estimate only — excludes homeowner's insurance and PMI. Rates shown are not a quote. Talk to us to connect with a lender.

Location

Ferndale, WA 98248

Approximate location. Contact us to confirm the exact address.

Listing courtesy of MJB Real Estate Group— Jeff Engen.Listing data courtesy of the Northwest Multiple Listing Service (NWMLS). Information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change, or withdrawal.

Interested in this home?

Request a private tour or ask a question — a local agent will respond personally.

No spam. We'll only reach out about your search.